Trust & Agency Services - The Infrastructure Behind the Deal

Trust & Agency Services encompass specialised fiduciary and administrative roles that support the operation of complex financial transactions across capital markets, securitisation, syndicated lending and structured finance.

Acting as neutral third parties, trustees and agents manage the mechanics of debt and structured financings. They oversee issuances and loan administration, direct payment flows and cash management, protect security interests and maintain rigorous compliance with the legal and regulatory framework.

Why Corporate Trust and Agency Services Matter

In multi party project finance structures, independent trustees and agents provide the stability that keeps the financing architecture reliable, from initial funding through operations. Their role verifies that obligations are performed exactly as drafted, safeguards the assets that underpin creditor protection, and sustains consistent compliance throughout the duration of the transaction. By delivering transparent reporting and acting as an impartial coordinator, they strengthen stakeholder confidence while reducing the operational load on borrowers and lenders.

The Role These Services Play in Financial Transactions

At their core, these services create seamless execution. By imposing documentation discipline and providing impartial coordination, they mitigate risk for all participants, sustain regulatory adherence, and uphold transparent reporting to investors and stakeholders. The result is fewer administrative bottlenecks, fewer disputes over obligations or information asymmetries, and a consistent operating environment in which complex financings can progress with certainty.

Who Relies on Corporate Trust and Agency Services

Corporate trust and agency services are relied upon across the market by banks and other financial institutions, non bank lenders and insurers, corporations and frequent debt issuers, institutional investors and asset managers, private equity houses, real estate investment trusts and specialised asset backed sectors such as aviation, shipping and infrastructure finance. These participants engage independent trustees and agents for the same core reasons; neutral governance, disciplined administration of documentation and cashflows, protection of security interests, transparent reporting that supports investor confidence, and consistent compliance with legal and regulatory requirements. As financing structures grow more complex and multi jurisdictional, demand for reliable, conflict free administration continues to rise, ensuring transactions execute as documented, information flows are clear, and long term obligations are met with precision and continuity.

Your Trusted Partner

As an independent partner, we administer the core responsibilities that ensure financial transactions are executed with absolute precision and in full alignment with the governing documentation.

This includes managing lender and investor communications, maintaining required registers, administering payment and calculation obligations, coordinating drawdowns and amendments, holding and releasing security as instructed, and fulfilling trustee and agent duties in line with the governing documentation and applicable law. Our role ensures that transactions progress smoothly, obligations are met, and all parties have confidence in the integrity of the process. Operating across Ireland, Luxembourg and the UK, we provide a reliable, neutral partner for the effective management of financial transactions.

Our Services

Our Trust and Agency services support the operation of complex financial transactions across syndicated lending, structured finance, payment flows and collateral arrangements. Our team administers these responsibilities with technical accuracy, operational discipline and a clear understanding of market practice. We provide:

• Security Trustee / Common Security Agent

  Acting as trustee or agent for secured transactions, ensuring proper management of collateral and security interests.

• Facility Agent

  Managing syndicated loan facilities, coordinating between lenders and borrowers, and overseeing compliance with facility agreements.

• Process Agent

  Serving as a reliable point of contact for legal processes, ensuring timely receipt and handling of documentation.

• Cash Manager

  Overseeing cash flows, payment processing, and liquidity management for structured finance transactions.

• Calculation Agent

  Performing accurate calculations for interest, principal and other payment obligations under financial instruments.

• Note Trustee & Share Trustee

  Acting as trustee for debt instruments and shareholding structures, safeguarding investor interests and ensuring compliance.

Why Choose Cafico International?

Exceptional execution requires independence, clear processes and technical expertise. At Cafico International, we deliver trust and agency services with a disciplined operational approach, transparent administration and a focus on getting every detail right. With established teams in Ireland and the UK, we provide a reliable, neutral partner for the effective management of financial transactions. For more information please contact Máiréad Lyons, Chief Legal Officer.